Insurance

Jul 8 2018

Car Insurance and auto Quotes, La Capitale, auto insurances.#Auto #insurances

Car insurance

Auto insurances

Auto insurances

Or call us at 1 888 522-5260

You could save $425 by bundling your insurance 1

Our Auto insurance has advantages for everyone!

  • Headlines
  • Young drivers
  • Famillies
  • Public Services
  • Claims

No matter what happens, we’re there for you with services and advantages that make a difference.

  • Claim forgiveness coverage: avoid premium increases resulting from one or even two auto claims
  • Save 100 $ on your new two-year Auto insurance thanks to our Multi-product Promotion
  • Get up to 20% off if you are a driver with no claims
  • Save 15% on your electric or hybrid auto insurance

Are you between 20 and 30 years old? Exclusive savings and advantages are in store just for you!

  • Save up to $100 on your new auto insurance thanks to our Young adult promotion
  • Protect the investment you made in your used car in the event of a total loss, thanks to purchase price option!
  • Get full roadside assistance for only $2 per month
  • Get up to 20% off if you are a driver with no claims

Do you have children under age 16? Our Family promotion was designed to help you save money, while taking care of your family!

  • Save up to $100 on your new auto insurance thanks to our Family promotion
  • Get up to 20% off if you are a driver with no claims
  • Claim forgiveness coverage: avoid premium increases resulting from one or even two auto claims

Quebec public service employees and retirees: Exclusive advantages are in store for you to thank you for being there every day, for us and our families!

  • You could save $450 by bundling your insurance, as a public service employee or retiree
  • Get an additional discount on your auto insurance if you are a La Capitale partner group member
  • Payroll deduction available 2 : we know you have a lot of things to think about. That’s why we offer payroll deduction, which spares you from having to manage your savings, premium payments or contributions
  • Free accident and accidental death insurance : we want to help lighten your load in the event of accidental death

If a covered loss occurs, we’re available 24 hours a day, 7 days a week, and we will process your claim quickly and fairly.

  • What do you do in the event of a car accident? Call us 1 800 461-0770
  • Here are a few tips to help you deal with the most common situations
  • Print a Joint Report of Automobile Accident
  • Frequently asked questions

Claim

Avoid premium increases resulting from

one or even two auto insurance claims

What does auto insurance include?

Auto insurances

Mandatory coverage:

You are covered by your auto insurance if you cause damage to other persons and if your vehicle is damaged in an accident in which you are not at fault.

$1M of coverage is generally recommended for civil liability (Section A) in your auto insurance. Driving outside Quebec? It is recommended to increase your coverage to $2M.

Auto insurances

Options: coverages

for property damage

to your vehicle

Based on your situation, add optional coverage for property damage to your vehicle:

  • In the event of a collision in which you are at fault or you are the victim of a hit-and-run (Section B2)
  • In the event of fire, theft, vandalism and glass breakage (Section B3)

Other popular auto insurance coverages

When renewing your insurance, you notice that your premium has increased because of an accident. With claim forgiveness, you avoid premium increases resulting from one or even two auto claims.

Travel costs (Q.E.F. or endorsement No. 20A)

This protection, useful in the event of an accident that deprives you of your vehicle for several days, covers automobile rental costs or public transportation or taxi expenses. Additional accommodation expenses are also covered if the accident occurs far from home.

Borrowed or short-term rented car (Q.E.F. or endorsement No. 27)

This protection covers damage to a borrowed or short-term rental vehicle. It often costs less than the insurance offered by the lessor. In your auto insurance contract, search for Civil liability resulting from damage caused to vehicles of which the named insured is not owner .

Change to Indemnity (Q.E.F. or endorsement Nos. 43A and 43E)

This coverage, better known as “Replacement Value” coverage, is an interesting option if you have a new vehicle. It allows you to obtain a waiver of depreciation in the event of the total loss of your vehicle.

In the event of a partial loss, the insurer uses new parts to replace damaged parts that cannot be repaired.

In the event of a total loss, the indemnity corresponds to the cost of a new vehicle with the same features as those of the insured vehicle.

In the event of a total loss, this optional coverage ensures that you will be compensated based on the price paid for your new used car, not considering depreciation.





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