SCJ Markets – Affirmative Insurance
The SCJ Affirmative program offers you a market with broad driver acceptability. This program brings just what you need to be profitable in nonstandard auto and you’ll have the confidence you require from a respected underwriting manager.
- Affirmative is rated B by A.M. Best
- 15/30/10 and 15/30/5 liability limits
- All license status OK and California license proof not required (MVR activity must meet program guidelines)
- Foreign licenses
- Out of State licenses
- No license
- Expired, suspended, revoked licenses
- Permit drivers
- Excluding named insured acceptable
- $1,000 and $2,500 deductibles for physical damage
- Named operator physical damage
- Double deductible first 30 days of policy
- 1, 3, 6, and 12 month policy terms
- 20% discount for California Good Driver
- 18% multi-car discount for bodily injury coverage, 13% physical damage
- 10% Renewal discount after 6 months with Affirmative
- 5% Good Student discount
- 5% discount for mature drivers who complete an accident prevention course approved by the DMV
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License No. 0551213
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